From the first disbursement to the last installment — track every loan, collect every day, and close a cash book that reconciles itself. Get set up in about ten minutes.
Blacko Loan is a loan-management platform for licensed lenders. Your company's data is isolated per tenant and never shared with another company.
Everything a daily-collection lender runs on — in one place.
The platform
Every figure that used to live in a notebook is computed, checked against the day it was due, and reconciled before you sleep.
Each cashier runs one book a day. The closing balance is read live from real repayments, disbursements and expenses, then locked at midnight and carried into tomorrow’s float.
Cash at hand
UGX 4.73M
Locked at
23:59
Expenses
UGX 82K
Enter a principal and a term. The total to repay and the fixed daily installment are set once and never drift for the life of the loan.
The first installment falls due the day after disbursement. Miss one and the loan is flagged overdue automatically, the same night.
Field agents record repayments and new clients; nothing touches the ledger until a cashier reviews and approves it. Managers see the whole book.
Who uses it
Everyone gets the screen their job needs — and only the permissions that go with it.
Owns the company account and sees every figure in it.
Runs the counter and the day’s cash position.
Works the route and never touches the ledger directly.
Getting started
From application to your first disbursement, usually inside a business day.
STEP 01
Register your company in about ten minutes. Nothing activates until you’re approved — no card, no commitment to start.
STEP 02
Applications are reviewed, usually within one business day. On approval your manager account unlocks right away.
STEP 03
Add cashiers with opening floats, assign field agents, register clients, and disburse your first loan the same day.
Security
Companies share the platform, never the data. Access is scoped by role, every write is attributable, and the day closes whether or not someone remembers to close it.
Your rows are fenced off at the database level, not just in application code.
Every disbursement, repayment and approval is written to an audit trail with the user who made it.
Managers, cashiers and field agents each see and do exactly what their role allows.
Yesterday’s books lock automatically and overdue loans are flagged without anyone remembering to.
Apply in about ten minutes. Your loan book reconciles itself tonight at midnight.